Are Toyota Corollas Good Cars?
Are you in search of a car that will provide you with many years of driving at an affordable price? If so, a Toyota Corolla for sale is an excellent option. As one of the most popular compact cars in America, the Corolla has made a name for itself with its incredible benefits.
You’re likely wondering about this popularity and what exactly the Toyota Corolla has to offer. Luckily, we at Toyota Direct’s Columbus Toyota dealer are experts in everything to do with the Toyota Corolla. Because of this, we have put together a list of five reasons to consider owning a Toyota Corolla.
- Reliability and Safety at an Affordable Price
When looking for a car for yourself, you probably want something that is reliable and safe on the road. Fortunately, a Toyota Corolla for sale is all that and more. With a five out of five rating for predicted reliability from J.D. Power and a long list of safety features, the Toyota Corolla will give you a lot of confidence on the road. Below is a list of the safety features the Corolla has to offer:
- Adaptive Cruise Control
- Lane Keep Assist
- Forward Collision Warning w/ Auto Braking
- Pedestrian Detection
Not only is the Corolla safe and reliable, but it also comes at an affordable price, starting at less than $21,000. Some used Corollas may be even cheaper, so don’t hesitate to contact a Toyota dealer near you to discuss auto financing options.
- Excellent Fuel Efficiency
One of the first things you will hear about when you ask Toyota Direct’s Columbus Toyota dealer about the Toyota Corolla is its incredible fuel efficiency. Depending on the year of Corolla you purchase, the fuel efficiency will vary; however, a 2022 Toyota Corolla offers up to 31 mpg in the city and 40 mpg on the highway. There is also a hybrid option that features an outstanding 53 mpg in the city and 52 mpg on the highway. Overall, this fantastic fuel efficiency is destined to save you a lot of money, making the Corolla a very cost-effective vehicle.
- Great Performance And Handling
The next thing to note about a Toyota Corolla for sale is the great performance and handling it provides. With comfortable suspension and different powertrains to choose from, the Corolla provides a smooth driving experience. The following list describes the Corolla’s stock performance specifications:
- 139hp 1.8L Four-Cylinder Engine
- FWD
- CVT Automatic Transmission
If you want to get a feel for how the Corolla drives, don’t hesitate to contact Toyota Direct’s dealership in Columbus, Ohio, or any Toyota dealership near you to schedule a test drive.
- Convenient Technology
Something you may also consider important when looking for a quality vehicle is the tech that is available. If you browse Toyota Corollas near you, you’ll notice that the Corolla is no stranger to tech. In fact, it has a wide array of different technology that makes for a more convenient and comfortable ride. Inside the Corolla, you will find an 8-inch touchscreen with Apple CarPlay, Android Auto, Remote Connect, and Amazon Alexa compatibility. There is also an adaptive front lighting system.
- Trim Options For Anyone
While shopping at Toyota Direct’s Columbus Toyota dealer, you will probably notice that you have a few different trim options from which you can choose among Toyota Corollas. Each trim option provides various features and performance upgrades. Depending on your needs and wants from a vehicle, you should determine which trim option is best suited for you. Below, you can view all of the current trim options among Toyota Corollas:
- L
- LE
- SE
- SE Nightshade Edition
- SE Apex Edition
- XLE
- XSE
- XSE Apex Edition
With all of these trim levels to choose from, you can truly find the Toyota Corolla for you. If you are interested in purchasing a Corolla, don’t hesitate to contact a Toyota Direct or any Toyota dealer near you to discuss Toyota finance options.
How To Get Approved For A Car Loan With Bad Credit
Do you find yourself struggling with bad credit while looking for a car? If so, you’ve likely experienced the frustration that comes with trying to get approved for a car loan. At times, it may even feel impossible to qualify for anything. However, you shouldn’t lose faith, as bad credit car dealers provide an excellent solution for car buyers with poor credit.
At Toyota Direct, we understand the challenge that can come with trying to find a bad credit car loan. Therefore, we want to provide you with some assistance by detailing how you can get approved for a car loan with bad credit. To do this, we have compiled a list of five tips for getting approved for a car loan with bad credit while shopping with bad credit dealers.
- Understand Your Credit And A Loan’s Impact
First and foremost, even though credit will not be a factor in bad credit car loan eligibility, you should still have a grasp of your credit. This is because all loans will have an impact on your credit. If you make payments on time, it will have a positive impact, while late or missed payments will negatively impact your credit score.
- Determining Eligibility
As mentioned above, credit is not a factor when determining eligibility for an auto loan for bad credit. Instead, bad credit dealers use other factors, such as your income-to-debt ratio, employment status, and living situation, to decide your eligibility. With this being said, you should ensure that all of these factors are in good standing before applying for a car loan.
- Set A Budget
When financing a car, you wouldn’t want to walk into a dealership without knowing what you are willing to spend. Hence, you should always set your budget before making a visit. To calculate your budget, you should consider every finance associated with buying a car. These costs can all be seen below:
- Car Cost
- Initial Fees/Taxes
- Registration
- Insurance
- Maintenance
- Fuel
- Find Reliable Dealers That Cater To Low Credit Buyers
Upon setting your budget, the next step for you will be to find a reliable bad credit car dealer. This can pose a challenge at times because some bad credit dealers are predatory towards low-credit buyers. If you don’t know what to look for in a bad credit dealer, you could end up getting scammed. With this being said, you should avoid any dealerships that seem like they’re trying to push something on you that you don’t want to buy. Another red flag may be poor customer service as well. Listed below, you can see what to look for in a quality dealership.
- Easy-to-use website
- Ability to search and refine inventory online
- Diverse inventory
- Clean facility
- Friendly customer service
- Good communication
Toyota Direct’s Columbus used car dealer serves as an excellent example of what to look for in a reliable dealership.
- Save For A Down Payment Or Make A Trade-In
Once you’ve found a reliable dealership, there are a few other things that can help you to qualify for more on a bad credit car loan. First, you should strive to save for a down payment, which should be equal to twenty percent of a vehicle’s value. A down payment will help to lower monthly payments, along with any initial fees or taxes.
Aside from a down payment, bad credit dealers also take trade-ins. A trade-in acts similar to a down payment in that it will help to money down a car, saving you money on monthly payments, fees, and taxes. Depending on the vehicle you trade in, it could even amount to more than a down payment.
- Consider A Co-Signer
Whether or not you want a co-signer should be the final factor you should consider when trying to qualify for a car loan for bad credit. Co-signers are especially beneficial when using bad credit car financing, as they provide the lender with financial security by taking over any missed or defaulted payments. This financial security will typically provide you with lower interest rates on your car loan, along with more vehicle options from which you can choose. However, you should note that the responsibility that comes with being a co-signer is big. Therefore, you should make your co-signer someone you trust, like a close friend or family member.
What Is A Good Interest Rate On A Used Car?
If you are in the market for a new or used car, it may prove useful to understand what an average interest rate on a used car should be. Interest rates are given as an annual percentage rate or APR. They are also dependent on several factors, such as income-to-debt ratio, along with your credit score. Because of this, new and used car loan rates vary; however, it’s best to know how to find better-than-average interest rates.
At Toyota Direct’s used car dealership near Columbus, Ohio, we have a lot of experience in helping people to find good interest rates. Therefore, we would like to assist you by providing a list below of how and what to look for when searching for good interest rates.
- Averages Based On Credit Score Or Financial Situation
Suppose you find a used truck near Columbus, Ohio, that you are interested in buying. While at the dealership, you sit down with the staff to discuss used car loan rates. Unfortunately, after this discussion, you have to walk away because the rates are too high for your budget. Several factors could have contributed to this high rate, such as credit score and income-to-debt ratio. For this reason, it is important to understand the interest rate averages based on these factors.
If you know the averages, you can then determine whether or not a rate is good or too high. Below, you can see the average rates according to Experian Information Solutions1 for used cars based on credit score brackets:
- Deeper Subprime (300-500): 19.87%
- Subprime (501-600): 15.96%
- Nonprime (601-660): 9.8%
- Prime (661-780): 5.38%
- Superprime (781-850): 3.61%
These are averages; therefore, you should still aim to look for rates that are better than these numbers.
- Shop Around With Dealerships And Lenders
As mentioned above, you should strive to find interest rates that are better than the average. Hence, you should shop around with different dealerships. If you keep your options open, you will likely find good rates near you. You can also visit Toyota Direct’s used car dealership near Columbus, Ohio, to find great interest rates that beat the averages.
- Look Out For Deals And Specials
While looking for good interest rates, something you should look out for is any deals or specials being offered by dealerships. There are many different deals available, including discounts on used car loan rates. Toyota Direct’s used car dealership near Columbus, Ohio, always has something great available when it comes to deals and offers.
- Save For A Down Payment Or Make A Trade-In
When seeking auto financing, there are a few essential things you can do to lower your interest rates below the average. The first thing you can do is make a down payment, which should ideally be twenty percent of the vehicle’s cost. You can also trade in an old car, which acts similarly to a down payment, lowering your interest rates. Some dealerships, including Toyota Direct’s Columbus used car dealer, have trade-in incentives as well, in which they offer lower interest rates or money off your purchase.
- Consider A Co-Signer
Whether you are looking for good interest rates on used cars near Columbus, Ohio, or anywhere else, the final thing to consider that will lower your interest rates is a co-signer. A co-signer will help to reduce your interest rate by providing the lender with more financial security. This financial security comes from the fact that a co-signer’s responsibility is to take over loan payments if they are missed. Since this is a big responsibility, you should ideally find someone that you trust to be your co-signer, such as a close friend or family member.
Source:
- Bradley, S. (2022, March 25). Average car loan interest rates by credit score. NerdWallet. Retrieved May 17, 2022, from https://www.nerdwallet.com/article/loans/auto-loans/average-car-loan-interest-rates-by-credit-score
What Truck Models Does Toyota Have?
Are you in the market for a truck for sale near you? If so, you’ve likely been searching for the perfect truck to cater to your needs. Whether you need to tow something large or you want something to do some off-roading, both the Toyota Tundra and Toyota Tacoma offer a wide range of uses. Among the two models of Toyota trucks, there are also many different trim options, allowing you to refine your selection to precisely what you need out of a truck.
As a certified Toyota dealership near Columbus, Ohio, we at Toyota Direct take pride in our knowledge of Toyota trucks. For this reason, we have compiled a list of the two Toyota truck models and their specifications. We hope that this helps with your truck decision, and if you are in the Columbus area, you shouldn’t hesitate to browse our trucks for sale near Columbus, Ohio, after reading this list.
Toyota Tundra
The first truck among Toyota trucks and the most heavy-duty among the two is the Toyota Tundra for sale. The Tundra makes for a perfect work truck or even a family car with ample interior space. Below, you can take a look at what the Tundra has to offer.
- Passenger/Cargo Space
When it comes to interior space, the Tundra sets itself apart from other trucks for sale near you. With up to 41.6 inches of legroom in the back seats, the Tundra provides enough room to accommodate a family. It could also serve useful if you need interior space for cargo.
- Towing Capacity
Whether browsing trucks for sale near Columbus, Ohio, or anywhere else, one of the most popular reasons to buy a truck is for towing. Fortunately, the Tundra is more than capable of towing. Offering a max towing capacity of 12,000 lbs., the Tundra can tow anything from a boat to a camper.
- Performance And Handling
The next aspect of the Tundra to note is the stellar performance and handling. The components of the Tundra provide for a powerful ride with off-road capabilities. These components will depend on which trim options you choose; however, the stock components can be seen listed below:
- 3.5L i-Force Twin-Turbo V6 Engine
- 10-Speed Automatic Transmission
- AWD
- Crawl Control
- Multi-Terrain Select
- Adaptive Variable Suspension
- Fuel Efficiency
Something you may not expect out of trucks for sale near you is fuel efficiency; however, Toyota has made leaps in bounds in terms of fuel efficiency with their trucks. In fact, the Tundra offers an impressive 18 mpg in the city and 24 mpg on the highway.
- Trim Levels
What makes the Tundra special is the many different trim options from which you can choose. Each trim provides different uses, and the trim for you will depend on your needs from a truck. These trim levels can be seen listed below, starting from stock to premium:
- SR
- SR5
- Limited
- Platinum
- 1794 Edition
- TRD Pro
- Capstone
Toyota Tacoma
The second Toyota truck and one of the most popular is the Toyota Tacoma for sale. More compact than the Tundra, the Tacoma is a more versatile truck that is perfect for off-road adventures. You can see what the Tacoma has to offer below.
- Passenger/Cargo Space
Regarding interior space, the Tacoma comes stock with 39.7 in. of front space and 34.9 in. of space in the rear. This is a little less than the Tundra, but it still provides for a comfortable ride and plenty of room for cargo.
- Towing Capacity
The Tundra is the top Toyota truck for towing; however, the Tacoma is no stranger to towing. It is capable of towing up to 6,800 lbs., perfect for a small camper or boat.
- Performance And Handling
Compared to trucks for sale near Columbus, Ohio, or anywhere else, the Tacoma has excellent performance and handling. The parts that go into a Tacoma allow it to conquer off-roading with ease while also providing a comfortable ride on the road. These parts can be seen listed below:
- 3.5L Direct-Injection V6 Engine
- 6-Speed Automatic Transmission
- Crawl Control
- Bilstein Shocks
- Multi-Terrain Select/Monitoring
- Hill-Start Assist Control
- Fuel Efficiency
The heavy-duty Tundra surprisingly leads when it comes to fuel efficiency; however, the Tacoma still provides good fuel economy for a truck. Offering 18 mpg in the city and 22 mpg on the highway, the Tacoma can get you where you need to go for cheaper than most trucks.
- Trim Levels
The final thing to cover with the Tacoma is the trim options. Each unique trim level allows for different capabilities, and you should decide based on how you plan to use a truck. These trim levels can be seen listed below from stock to premium:
- SR
- SR5
- TRD Sport
- TRD Off-Road
- Limited
- TRD Pro
In conclusion, we hope that this list helps you determine which truck and trim level best suit your needs. If you live in Columbus and decide on a truck, don’t hesitate to contact or visit Toyota Direct to discuss Toyota finance options with our financial experts.
Is Toyota Highlander A Good Car?
Are you in search of a reliable SUV for sale near you that can also accommodate a large family or a lot of cargo? If so, a Toyota Highlander for sale is an all-around perfect SUV for anyone seeking a family SUV or an SUV to take road trips. In fact, there are many benefits to owning a Toyota Highlander, and it has become one of the most popular SUVs on the road today.
With this being said, you are likely wondering what benefits the Highlander has to offer. At Toyota Direct’s Columbus Toyota dealer, we can help you understand these benefits with our Toyota expertise. To do this, we have provided a list below that consists of five of the top reasons to consider a Toyota Highlander.
- Great Handling And Performance
One of the first things to note about Toyota Highlanders for sale is their stellar handling and performance. If you look under the hood of a Highlander, you will notice that it sets itself apart from other Toyota SUV models when it comes to performance. It also provides for a smooth ride on and off the road. Below, you can take a look at the performance specifications of the Highlander:
- 295-hp 3.5L V6 Engine
- AWD
- 6-Speed Automatic Transmission
- A Trim For Everyone
The next thing you will likely notice when shopping for Highlanders at Toyota Direct’s Columbus Toyota dealer or any other Toyota dealer is the various trim levels. Each of the eleven different trims provides different functions suited for different lifestyles. Ideally, you should choose something based on your needs out of an SUV. The following list details every available trim option that the Highlander has to offer:
- L
- LE
- Hybrid LE
- XLE
- Hybrid XLE
- XSE
- Bronze Edition
- Limited
- Hybrid Limited
- Platinum
- Hybrid Platinum
- Fuel Efficiency
When it comes to fuel efficiency, the Toyota Highlander leads among Toyota SUVs for sale. The fuel efficiency varies between the Hybrid and Gas models. Gas models offer 21 mpg in the city and 29 mpg on the highway, while the Hybrid models offer an incredible 36 mpg in the city and 35 mpg on the highway. Hence, if you want to save a lot of money on gas, you should consider a Hybrid when shopping at Toyota Direct’s Columbus Toyota dealer; however, the gas model still performs well. This great fuel efficiency also indicates the Highlander’s ability to provide the perfect road trip experience.
- Passenger And Cargo Capacity
One of the most popular reasons to buy a Toyota Highlander for sale is its massive interior space. Highlanders offer options to seat either seven or eight passengers, providing the perfect amount of comfort for family and friends. This large interior space also means that you will have plenty of room for road trips or camping adventures.
- Safety
With a five-star rating, the Toyota Highlander boasts some of the most impressive safety features on the market. The Highlander comes stock equipped with Toyota’s Safety Sense 2.5+, which provides an outstanding amount of safety features. These safety features can be seen listed below:
- Pre-Collision Alert System w/ Pedestrian Detection
- Lane Departure Warning
- Steering Assist
- Full-Speed Range Dynamic Radar Cruise Control
- Lane Tracing Assistance
- Parking Assist w/ Auto Braking
- ToyotaCare
All of these safety features make the Highlander one of the best family SUVs, providing you with
increased confidence on the road. If any of the benefits interest you, don’t hesitate to contact a Toyota dealership to test drive some Highlanders. You should also consider talking with Toyota Direct or any Toyota dealership near you to discuss active Toyota financing offers on Toyota Highlanders.
How To Buy A Truck For Cheap
Are you in the market for a used truck near you? Maybe you need to tow a trailer or a boat, or perhaps you need something to use as a work truck. No matter your situation, trucks can accomplish all sorts of tasks and provide many utilities that normal cars cannot.
Something that may pose a challenge during your truck search is finding an affordable used truck for sale. It may even seem impossible to find a truck within your price range at times. Fortunately, there are a few things you can do to better your chances of finding a cheap truck. At Toyota Direct, we want to help inform you about how you can find the best truck prices near you. To do this, we have put together a list below of six tips to buy a truck for cheap.
- Calculate A Budget
When searching for a used truck for sale, the first thing you should understand is how much you can afford. After all, you wouldn’t want to go into a dealership without knowing how much you can spend. This could lead to buyer’s remorse and irresponsible spending. Therefore, you should calculate a budget based on every factor associated with buying a truck to determine how much you can afford. These factors can be seen below:
- Truck Price
- Initial Fees
- Registration
- Insurance
- Fuel Efficiency
- Maintenance
- Research Truck Makes And Models
Upon calculating your budget, the next step is to do some research on used trucks near you. Ideally, you should find something that suits you based on your needs, online reviews, and safety ratings. For example, you may want something reliable that will last you. If this is the case, you should consider a used Toyota Tacoma for sale.
- Research For Affordable Dealerships
Once you have found your preferred used trucks for sale, you should then begin researching truck dealerships around you. To find something reliable, you should check online reviews along with the dealership’s website. A quality dealership should have a website that is accessible, allowing you to search and refine their inventory from the comfort of your home.
Aside from the website, they should also have an inventory that caters to your needs. For example, if you want a Toyota Tundra, you should strive to find a dealership specializing in used Toyota Tundras for sale.
- Watch For Specials And Deals
During your dealership research, something important you should look out for is specials and deals. Some dealerships may have annual or seasonal sales on used trucks near you, and this could save you a lot of money. If you visit Toyota Direct’s used car dealership near Columbus, Ohio, you will notice that we are always offering unique deals.
- Skip Extra Features
Now that you’ve done all your research, you can now visit some dealerships. Once you find your dream truck at a dealership, you will likely be offered additional features for the truck. If you are trying to keep things cheap, it is recommended that you avoid these extra features unless you absolutely need something. You should also keep in mind that you can make desired additions to your truck in the future.
- Consider A Down Payment Or Trade-In
The final two things you should consider when trying to get a cheap truck for sale near you are down payments and trade-ins. Both of these options will provide money down on a vehicle, saving you money on monthly payments and initial fees. Ideally, a down payment should be equal to twenty percent of a vehicle’s value, and a trade-in will often exceed this value.
How To Get A Car With Bad Credit
It can be a challenge to finance cars, especially if you have bad credit. Most dealerships will turn away bad credit, and this may make it feel nearly impossible to find a car. Fortunately, there is a solution for people in bad credit situations: bad credit dealerships offering bad credit car loans. These dealerships specifically cater to people with poor credit and make finding a car possible, no matter your financial situation.
With this information, you are likely thinking about the best way to find a car through a bad credit dealer. Lucky for you, as a bad credit car dealer near Columbus, Ohio, we at Toyota Direct understand the ins and outs of buying a car with bad credit. Because of this, we have provided you with a list below of six tips for getting a car with bad credit.
- Understand Your Credit And How It Will Be Impacted
Whether you want to finance a car with good or bad credit, it is essential to understand your credit score. The reason for this is that any car loan will have a positive impact on your credit score. Therefore, even if you are financing a car with bad credit, a car loan will help to improve your credit score and get you back on your feet so long as you make payments on time. You should also note that your credit score will be negatively impacted if you don’t make payments on time.
- Research Bad Credit Dealerships
Once you understand your credit, the next thing you should do is to research the dealerships that offer car loans for bad credit around you. Ideally, you should find a reliable dealership with an inventory that best suits your needs. For example, if you want a truck, you should find a dealership that specializes in trucks.
- Make A Budget
Upon finding a reliable dealership that suits you, something you should do before you visit is to determine your budget. After all, you wouldn’t want to walk into the dealership and finance a car without knowing how much you can afford. This could lead to buyer’s remorse, especially when using bad credit car loans. Therefore, you should calculate the budget you are willing to spend based on all factors associated with buying a car. These factors can be seen below:
- Car cost
- Registration Fees
- Taxes
- Insurance
- Maintenance
- Fuel Efficiency
- Look Out For Specials And Deals
Another thing that’s important to watch for before you visit a dealership is specials and deals. Many dealerships offer specials and deals for different reasons if you want to save money. For example, some dealerships may have specials or incentives for trading in a vehicle.
- Save For A Down Payment
Whether you are seeking a bad credit car loan, or a normal loan, down payments can go a long way when it comes to saving you money. Despite the fact that most bad credit dealers won’t ask for down payments, a down payment can still benefit you greatly. Down payments will help to lower your monthly payments and any other initial fees that come with buying a car. With this being said, a down payment should ideally be equal to twenty percent of a vehicle’s value.
- Consider A Co-Signer
When seeking an auto loan with bad credit, the final thing you should consider is a co-signer. A co-signer’s duty is to take over loan payments if the buyer defaults on a loan. Therefore, a co-signer is beneficial in that they will provide financial security to the lender, allowing the lender to give you lower rates and more options for vehicles. With the responsibility that comes with the role of co-signer, you should strive to find someone with whom you are close, such as a friend or family member.
Is A Toyota Tacoma A Good Work Truck?
Suppose you just got a job that requires a work truck, or maybe you have an old work truck that isn’t performing well enough for you. No matter your situation, if you are in search of a work truck for sale near you, there are plenty of different options from which you can choose. Of these options, however, one of the most practical and reliable trucks is a Toyota Tacoma for sale.
You may be wondering what makes the Toyota Tacoma such an effective work truck. If so, then we here at Toyota Direct are here to help answer that. Therefore, we have compiled a list of six of the features that make the Toyota Tacoma a great work truck.
- Reliability and Durability
The first thing you will notice about Toyota Tacomas for sale is their reliability and how long they last. If well maintained, Tacomas are capable of lasting between 300,000 and 400,000 miles. Not only are Tacomas reliable, but they also provide a lot of value for the cost and are very affordable. To see this affordability for yourself, don’t hesitate to browse Toyota financing rates on Tacomas near you.
- Off-Road Capabilities
Toyota Tacomas set themselves apart from other trucks for sale near you with their incredible off-road capabilities. In fact, there are three different off-road trims for the Tacoma that provide for a specialized off-road driving experience. These various trims can be seen below:
- TRD Sport: sport-tuned suspension, functional hood scoop, advanced technology packages
- TRD Off-Road: Bilstein shock absorbers, advanced off-road traction control, multi-terrain selection
- TRD Pro: LED headlamps, functional hood scoop, upgraded exhaust, thick skid plate, Fox internal bypass shocks, multi-terrain selection
- Cargo Capacity
When looking for a good work truck, the next thing you might look for is good interior cargo space for fitting tools and equipment. Fortunately, Toyota Tacomas for sale provide a good amount of cargo space. The Toyota Tacoma double cab offers the most space, with 42.6 cubic ft. of rear passenger space.
Regarding cab space, you should also keep in mind that there is a trade-off between cab space and bed length. A bigger cab means a shorter bed and vice versa. Therefore, you should weigh your needs when choosing between a bigger cab or a longer bed.
- Towing
While shopping for a work truck at Toyota Direct’s car dealership near Columbus, Ohio, or any other truck dealership, towing is likely one of the most significant factors that you are considering in your decision. The ability to tow allows you to accomplish all sorts of jobs, and the Toyota Tacoma is no stranger to big hauling jobs. Depending on the trim you choose, Tacomas are capable of towing anywhere between 3,500 to 6,500 lbs. You should choose a towing capacity based on the hauling work you expect to do with your truck.
- Fuel Economy
Something you may not associate with trucks for sale near you is fuel economy; however, it is still essential as it could save you money when using a work truck to commute a lot. With this being said, Toyota has made significant strides with the Tacoma in terms of fuel efficiency. Newer Tacomas provide 20 mpg in the city and 23 mpg on the highway, saving you more money on gas than most other trucks.
- Safety
One of the things that remains consistent across all Toyota trucks for sale is excellent safety features. All trim levels feature Toyota’s Safety Sense, which includes adaptive cruise control, lane departure warnings, auto high beams, forward collision alerts, and auto emergency braking.
Overall, all of these features provide for a perfectly capable work truck. If you have decided or are considering buying a Toyota Tacoma, don’t hesitate to contact Toyota Direct if you are in the Columbus, Ohio, area.
How To Buy A Car With No Credit
Buying a used car can be an exciting experience. However, if you don’t have credit or have a very short credit history, you are likely having trouble becoming eligible for many car loans at dealerships near you. Sometimes, it may even feel impossible to buy a vehicle.
The good news, however, is that there is still a solution for buying a car without credit. The solution is dealerships, such as Toyota Direct’s Columbus used car dealer, that provide car loans for buyers without credit. These no credit car loans are a great route to consider when you have no credit, and you may be wondering how to best go about shopping with dealerships that provide these car loans. At Toyota Direct, we want you to be informed about these services; therefore, we have provided a list below of six pieces of information on how to best find a car without credit.
- Know Your Credit
Although no credit dealers determine loan eligibility on factors like income, you should first understand how your credit works before taking advantage of a no credit car loan. The reason for this is that a car loan will have a positive impact on your credit score if you make payments on time. Once you’ve made a few payments, you will likely be able to watch your credit score increase with free credit report tools.
- Make A Budget
Once you understand how your credit works, the next thing you should do is determine how much you are willing to spend on a car. To do this, you should calculate a budget based on every factor that comes with financing a used car. A budget is especially important when seeking a no credit car loan, as you don’t want to buy something you can’t afford. Below, you can see which factors are used to calculate a budget:
- Car cost
- Registration Fees
- Taxes
- Insurance
- Maintenance
- Fuel Efficiency
- Research Dealerships And Shop Around
After making a budget, it is crucial to do some research on the different used car dealerships near you that provide no credit services. Ideally, you should find something with a diverse inventory and an easy-to-use website that allows you to browse and filter their inventory from the comfort of your home. You can also determine which dealerships are the best based on online reviews. If you visit the website of Toyota Direct’s Columbus used car dealer, you will see an excellent example of a reliable dealership’s online presence.
- Watch For Specials And Deals
During your dealership research, something else you should watch for is seasonal and annual specials or deals. There may be several dealerships near you having sales for different reasons. If you visit Toyota Direct’s Columbus used car dealer, you will see that we always have deals on our large stock of used cars.
- Save For A Down Payment
Suppose you’ve found the perfect dealership that offers cars that interest you. Before visiting, you should ideally save up for a down payment. Typically, a down payment should be twenty percent of a vehicle’s value, but any amount will help you to achieve lower used car loan rates. You should also note that trading in a vehicle acts similarly to a down payment, and some dealerships even have trade-in deals and incentives.
6. Consider A Co-Signer
Whether you’re getting a no credit car loan near Columbus, Ohio, or anywhere else, the final thing you should think about is whether or not you want a co-signer. A co-signer is someone who would take over a loan if you defaulted on your payments, providing an added level of financial security to the lender. This financial security will often get you lower rates on your car loan. There is a lot of responsibility behind the role of a co-signer; therefore, you should choose someone you trust to co-sign, such as a close friend or family member.
Where To Find Used Cars
If you are searching for a used car, whether it’s your first time or you’ve done it before, there is likely something you will notice during your church. Not all used car dealers are equal. It’d be great to say that every used car dealership is as good as the next and that you can find the best used cars for sale anywhere.
Unfortunately, this is not the reality, as many dealerships lack extensive inventories or use sales tactics that are not transparent. If you need to find a reliable location to buy used cars near Columbus, Ohio, or anywhere else, it may seem like a difficult task in this reality. However, Toyota Direct’s Toyota dealership near Columbus, Ohio, is here to help clear things up for you. To do this, we have put together a list of seven things to look for when looking for a reliable place to buy used cars.
- Research Dealerships Online
Before visiting any dealerships, you should first do some research on used car dealerships near you to determine their reputability. Ideally, a quality dealership should have good reviews and an accessible website that allows you to browse and refine their inventory from the comfort of your home. They should also have easy means of contact on their website, such as a phone number, email, and address.
- Seek A Diverse Inventory
The next thing you should look for in a reliable dealership is a diverse inventory of vehicles. The inventory should also be specific to whichever vehicle you want. For example, you may be looking for a used SUV for sale near you. If this is the case, you should strive to find a dealership with a large selection of SUVs. If you would like to see a good example of how a dealership’s inventory should appear, you can visit the website of Toyota Direct’s Toyota dealership near Columbus, Ohio.
- Find The Right Financing Options For You
Once you have found some reliable dealerships near you, the next thing you should look at is their financing options. Whether you are browsing used cars near Columbus, Ohio, or anywhere else, you should ensure that a dealership has financing options that best suit your needs. Aside from this, you can also go through banks and credit unions for financing; however, you should always consider financing at a dealership if the rates are lower.
- Look Out For Specials And Deals
When searching for a specific dealership, something else to watch for is specials and deals. Some dealerships will provide seasonal and annual deals that can save you a lot of money. With this being said, you should still look for reliability in dealerships providing these deals to avoid scams. If you are in the Columbus, Ohio area, don’t hesitate to take advantage of Toyota Direct’s active deals on used cars near Columbus, Ohio.
- Call The Dealership First To Schedule A Test Drive
At this point, you may have decided on a used car lot near Columbus, Ohio, or anywhere else. Before visiting, you should first contact the dealership to schedule a test drive. Contact the dealer first will give you an idea of what to expect in terms of service at a dealership. Along with this, it will also give the dealer time to prepare for your visit, giving you exclusive attention during your set appointment. After setting an appointment, there are a few factors you should pay attention to during your test drive listed below:
- Acceleration
- Braking
- Handling
- Comfortability
- Visibility
- Features
- Good Dealerships Provide Quality Customer Service
When you walk into Toyota Direct’s Toyota dealership near Columbus, Ohio, you will be welcomed with quality service and a staff that cares about your needs. This kind of service should be universal across all quality dealerships, and if you see anything otherwise, you should take it as a red flag.
- Vehicle History Reports
The final thing you should look for in a reliable dealership is a vehicle history report. Suppose you found the perfect used truck near Columbus, Ohio. You’re ready to buy it; however, upon being presented with the history report, you encounter some information about how the truck was maintained poorly in the past. This could present costly fixes in the future, losing you money on the vehicle. This is also a great example of why vehicle history reports are important, as they could give you information that deters you from a specific vehicle. If a dealership doesn’t provide vehicle history reports, you should avoid them at all costs, finding somewhere more reliable.
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