Finding a car at a used car dealership near you can be difficult at times. Not only do you have to find something that suits you, but it is also a major financial decision. Given this, you may feel discouraged while car shopping; however, you shouldn’t give up hope. Instead, you should consider a used Toyota Camry for sale. With incredibly low prices and options to suit a wide range of preferences, the Toyota Camry is everything you’d want in a car and more. If you look below, you can browse the benefits of a Camry and what you should know if you are considering purchasing a Camry.
- Affordability
One of the most significant reasons for the popularity of used Toyota Camrys for sale is their affordability. As one of the best-selling cars in America, the Camry provides excellent quality at affordable prices. A 2015 Toyota Camry, for example, sells for $12,000 on average, which is exponentially cheaper than other vehicles in the same class.
- Performance And Handling
Despite their affordability, used Toyota Camrys for sale boast incredible performance and smooth handling compared to other cars in their class. Overall, this performance makes the Camry extremely versatile, providing a perfect commuting experience with plenty of comfort for friends and family. Below, you can look at the performance specifications of the Toyota Camry:
- 206hp 2.5L Four-Cylinder Engine
- FWD w/ Available AWD
- 8-Speed Automatic Transmission
If you would like to try this incredible driving experience for yourself, you can contact us at Toyota Direct or any used car dealership near you to schedule a test drive.
- Safety
Whether you are shopping with Toyota Direct or any used car dealership near you, safety is probably one of your concerns when deciding on a vehicle. Fortunately, every Toyota used car has some of the top safety ratings among every competitor, including the Toyota Camry. Equipped with Toyota Safety Sense 2.5+, there is an astounding amount of safety features within the Camry, which can be seen in the following list:
- Pre-Collision System w/ Pedestrian Detection
- Adaptive Cruise Control
- Lane Departure Warning w/ Steering Assist
- Lane Tracing
- Auto High Beams
- Road Sign Assist
- Blind Spot Monitoring
- Fuel Economy
Given today’s fluctuating gas prices, fuel economy is more important than ever when considering a used car near Columbus, Ohio, or anywhere else. With the standard model offering 28 mpg in the city and 39 mpg on the highway, the Camry is designed to save you money on the road. Additionally, if you want to save even more at the pump, you should consider one of Camry’s hybrid options.
- Vehicle History Report
Before financing a used car, you should always look at the history report for whichever vehicle interests you. A history report is important, as it indicates how a used vehicle was previously maintained along with any incidents or accidents that may have happened involving it. With this being said, a history report will also help you to get a gauge on the amount of life left in a used vehicle. Thus, you should always ensure a dealership presents the history report; otherwise, you should find somewhere else to shop.
- Staggering Number Of Trims
Upon visiting Toyota Direct’s used car lot near Columbus, Ohio, or any other Toyota dealership, the variety among Toyota Camrys is sure to catch your eye. In fact, the Camry offers more trim levels than most vehicles. Each trim is equipped with unique features and performance upgrades that have a range of uses. The trim that suits you will depend on your preferences while searching for a vehicle. If you browse the following list, you can see every trim that the Toyota Camry has to offer:
- LE
- SE
- SE Nightshade
- XLE
- XSE
- TRD
- XLE V6
- XSE V6
- Hybrid LE
- Hybrid SE
- Hybrid Nightshade
- Hybrid XLE
- Hybrid XSE
How Do You Buy A Car If Your Credit Is Bad?
Are you struggling with a low credit score? Or perhaps you don’t have a credit score at all. In either case, if you want to finance a used car near Columbus, Ohio, or anywhere else, you may have a lot of trouble qualifying for an auto loan with bad credit. You shouldn’t let this trouble discourage you, however, as there are options out there for people who want to buy a car with bad credit.
If you know what to look for, you can find dealerships like Toyota Direct’s Toyota dealership near Columbus, Ohio, which caters to all car buyers, including those with bad credit. These dealerships use factors other than credit, such as income-to-debt ratio, to determine auto loan eligibility. With this being said, we at Toyota Direct want to inform you of your options when it comes to bad credit auto financing. Therefore, we’ve assembled a list below describing how you can purchase a vehicle with little to no credit.
- Set A Budget
Whether you want to purchase a used car near Columbus, Ohio, or anywhere else, you should always set a budget before considering what you can buy. A budget is especially important when it comes to auto loans for bad credit since some bad credit buyers may not be in the best financial situation. In crafting a budget, you should factor in every cost associated with buying a car to see how it will work with your current finances. You can browse every factor that comes with buying a vehicle below:
- Vehicle Price
- Initial Fees
- Taxes
- Maintenance
- Registration
- Insurance Rates
- Fuel Cost
- Find Suitable Vehicles
Upon setting a budget, you can then begin searching for your preferred used cars near Columbus, Ohio, or wherever you may be. During this time, you should consider exactly what you need out of a vehicle to determine the best options for you. For example, if you need to tow something, you may want to consider finding some trucks for sale that interest you.
- Research Bad Credit Car Dealers
The next step in finding a car with low to no credit is to research bad credit car dealers around you. When browsing these dealerships, you should ideally find somewhere reliable with a reputation for providing good service. In determining a dealership’s reliability, you should watch for and consider the following aspects:
- Easily Accessible Website
- Positive Customer Reviews/Ratings
- Many Forms Of Contact
- Diverse Inventory
A great example of a reliable bad credit auto dealer is Toyota Direct. At our Toyota dealership near Columbus, Ohio, we go above and beyond, accomplishing everything on the above list and more.
- Trade-In Or Down Payment
Trade-ins and down payments are a great way to save money and improve your financial eligibility when shopping with a used car dealership near you. In fact, trade-ins and down payments act similarly by helping to take money off the total value of a vehicle. By taking money off the total value of a vehicle, both trade-ins and down payments help to reduce the minimum payments on auto loans. Some dealerships, such as our Toyota dealership near Columbus, Ohio, also offer trade-in incentives that can help you to get additional money for a trade-in.
- Consider A Co-Signer
If you want to finance a car with low credit, co-signers can exponentially help to improve your chances of getting a good auto loan. A co-signer is someone who signs a loan with someone else, taking responsibility for any missed or delinquent payments if they occur. Thus, a co-signer helps to ensure increased financial security for a lender. This financial security translates into better loan rates and improved eligibility for auto loans.
- Improving Your Credit
While struggling with low credit, it may feel impossible to improve your credit score if you don’t know how. Luckily though, there are many things you can do to improve your credit, although it may take some time. The list below details the most common methods for improving credit:
- Pay off past-due accounts
- Reduce revolving debt
- Pay bills on time
- Ensure an accurate credit score by checking your credit report
- Keep old accounts open
- Limit credit card and loan requests
How Many Different Toyota SUVs Are There?
Finding an SUV for sale near you can be challenging at times, with so many options to choose from. It may take you a while to find something that perfectly suits you. With this being said, Toyota’s SUV models provide an incredible amount of variety, and there truly is an option for everyone. To browse every Toyota SUV and the benefits that come with each, you can view the list below.
Toyota C-HR:
The Toyota C-HR is one of Toyota’s small SUVs. If you need something smaller to fit through tight spaces and heavy traffic, the C-HR is excellent, and its highlights can be seen listed below.
- Performance
As a compact SUV, the C-HR provides sporty handling along with thrifty fuel economy. Below, you can see the performance information of the C-HR:
- 2.0L Four-Cylinder Engine
- FWD
- 29 mpg combined
- Trim Options
The C-HR offers three trim options, which each provide unique features. For example, the Limited trim provides luxury features, such as heated seats. C-HR trims can be found below:
- LE
- XLE
- Limited
Toyota RAV4:
Among every Toyota SUV model, the RAV4 is the most popular, given its versatility. To learn more about this Toyota SUV, you can look below.
- Performance
The RAV4 also offers many other engine options. For example, if you are concerned about fuel efficiency, the RAV4 is one of the top Toyota hybrid SUVs, providing an incredible 41 mpg in the city and 38 mpg on the highway. In the following list, you can see the standard performance specifications of the RAV4:
- 2.5L Four-Cylinder Engine
- FWD/AWD
- 30 mpg combined
- Trim Options
As one of Toyota’s most popular compact SUVs, the RAV4 has many different trim levels, which can be seen in the following list:
- LE
- XLE
- XLE Premium
- Adventure
- Limited
- TRD Off-Road
Toyota Highlander:
Compared to most mid-size SUVs for sale near you, the Toyota Highlander can hold much more passengers, seating up to eight. Below, you can read all about the perks that come with Highlanders.
- Performance
Toyota Highlanders are designed for exploration, taking you through rugged conditions with their versatile performance. The components that make this performance possible can be found below:
- 2.7L Four-Cylinder Engine
- FWD/AWD
- 22 mpg combined
- Trim Options
Of all Toyota’s new SUVs, the Highlander has some of the most trim options by far. These trims can be seen in the following list:
- LE
- LE Plus
- XLE
- SE
- Limited
Toyota 4Runner:
If off-roading is one of your priorities when searching for an SUV for sale near you, the 4Runner is one of the best SUVs to consider. To see what makes this off-roading possible, take a look below.
- Performance
What the 4Runner loses with fuel efficiency, it makes up for with its off-roading prowess. In fact, the 4Runner is one of the top SUVs when it comes to off-road performance due to its high-quality parts:
- 4.0L V6 Engine
- FWD/AWD
- 18 mpg combined
If you would like to feel this stellar performance for yourself, you can contact us at Toyota Direct’s Toyota dealer in Ohio or any Toyota dealer near you to schedule a test drive.
- Trim Options
The 4Runner comes in many trim levels, with trims specialized for off-roading. These trims can be seen listed below:
- SR5
- TRD Sport
- Trail Special Edition
- SR5 Premium
- TRD Off-Road
- TRD Off-Road Premium
- Limited
- TRD Pro
Toyota Sequoia:
When it comes to size, the Sequoia sets itself apart from other Toyota SUV models. Seating up to eight passengers, this SUV makes for the perfect family vehicle, and its highlights can be viewed below.
- Performance
The Sequoia boasts powerful performance, allowing it to conquer harsh terrain with ease. Below, you can see the stock performance specifications of this powerful SUV:
- 5.7L V8 Engine
- FWD/AWD
- 15 mpg combined
- Trim Options
Available in six different trim levels, the right trim for you will depend on your preferences. Take a look below to browse these trims:
- SR
- TRD Sport
- Limited
- Nightshade
- TRD Pro
- Platinum
Toyota Land Cruiser:
The Land Cruiser is the perfect family SUV, with plenty of room to comfortably seat passengers and fit cargo. The other benefits that come with the Land Cruiser can be found below.
- Performance
Sharing the same engine as the Sequoia, the Land Cruiser is a powerful driving experience. The Land Cruiser’s performance specifications are below:
- 5.7L V8 Engine
- AWD
- 15 mpg combined
- Trim Options
Despite having the least number of trim levels, there are many features and benefits of every trim with the Land Cruiser. You can find these trim levels below:
- Base
- Heritage
What Is The Average APR For A Car Loan?
Suppose you want to finance a car. In this case, you probably understand that financing is the most common way to obtain a vehicle. While financing a vehicle, there will always be an interest rate attached to the car loan, expressed as an Annual Percentage Rate (APR). The average APR of these auto loan rates is determined by many different factors, which can all be found in the list below.
- Credit Determines APR
When you finance a car, your credit score will typically always be one of the most important factors in determining terms for an auto loan. When it comes to determining eligibility and terms for a car loan, credit scores are all separated into tiers. These tiers, along with the credit score range associated with each, can be found in the following list:
- Superprime: 781-850
- Prime: 661-780
- Nonprime: 601-660
- Subprime: 501-600
- Deeper Subprime: 300-500
- Average APR For New Cars
Something you should note is that auto loan rates for new cars differ from auto loans for used cars. With this being said, it is important to understand the interest rates that come with new car financing. Hence, you can find a list below that details the average new car loan interest rates for each credit tier as indicated by Experian:
- Superprime: 4.93%
- Prime: 5.06%
- Nonprime: 11.30%
- Subprime: 17.93%
- Deeper Subprime: 25.05%
- Average APR For Used Cars
As mentioned above, the auto loan rates for a used vehicle will be different from that of a new one. Thus, before you decide to finance a car that is used, you should first consider the interest rates associated with used vehicles. If you browse the following list, you can see the average interest rates for each credit tier according to Experian:
- Superprime: 5.18%
- Prime: 5.31%
- Nonprime: 11.55%
- Subprime: 18.18%
- Deeper Subprime: 25.30%
- Average APR For Refinancing
Upon getting auto financing and paying it down for a while, you may consider refinancing your vehicle. The most significant reason to refinance a vehicle is to lower the average APR on your vehicle. For example, if your credit score has improved since you initially financed your vehicle, you may be able to get a better interest rate through refinancing. Perhaps you are considering refinancing. In this case, you can take a look below at the average interest rates for each credit tier when it comes to refinancing a car:
- Superprime: 4.36%
- Prime: 5.06%
- Nonprime: 7.82%
- Subprime: 16.27%
- Deeper Subprime: 19.47%
- Improving Credit
Suppose you visit a used car dealer near you, but you are unable to qualify for a loan due to your credit, or maybe your credit falls just short of a credit tier. If you are in any of these scenarios, you likely want to improve your credit. However, you may not know how to go about improving your credit. In this case, we at Toyota Direct want to help inform you as much as possible. Therefore, the list below describes a few helpful tips for improving credit:
- Pay off overdue accounts
- Lower revolving debt
- Pay bills on time
- Ensure an accurate credit score by checking your credit report
- Keep old accounts open
- Limit credit and loan requests
- Special Interest Rate Offers
If you would like to save money at Toyota Direct’s used car lot near Columbus, Ohio, or anywhere else, you should consider specials and deals for auto loan interest rates. The fact is that many dealerships offer reduced interest rates on auto loans during holidays or end-of-the-year sales. For this reason, you should always stay watchful, striving to time your car shopping according to any active deals.
What Does A Toyota Full Service Include?
Do you own a Toyota? If so, you should understand that every vehicle needs regular servicing to ensure many years of driving. With this being said, it is wise to take your car to a Toyota service center every year or so for full servicing. If you are unsure what is meant by full servicing, we at Toyota Direct are here to help. With our fully equipped service center, our Toyota dealership near Columbus, Ohio, has a great understanding of what goes into servicing a Toyota. For this reason, we have compiled a list below that describes all of the basic maintenance that will be done to your Toyota upon visiting a service center.
- Check And Change Fluids
Upon visiting a Toyota service center, the first thing they will check is your vehicle’s fluids. A vehicle’s fluids are essentially the lifeblood, helping to ensure optimal functioning. If these fluids aren’t properly maintained, a vehicle can have serious mechanical problems, greatly reducing the lifespan. Additionally, many of these fluids, such as engine oil and windshield wiper fluid, can be changed by yourself; however, you should visit a Toyota service department if you are unsure about anything. The following list details every basic fluid that gets checked during servicing:
- Engine Oil
- Transmission Fluid
- Brake Fluid
- Steering Fluid
- Coolant
- Windshield Wiper Fluid
Whether you want to service your vehicle at our Toyota dealership near Columbus, Ohio, or anywhere else, your tires are what support your vehicle. Thus, they are incredibly important when it comes to maintenance. In maintaining your tires, Toyota service professionals will check them for wear and tear, replacing them when necessary. They will also rotate your tires, which helps to ensure balance while helping your tires to wear at the same rate.
- Evaluate Brakes
At Toyota Direct’s Toyota dealership near Columbus, Ohio, we want to ensure your safety behind the wheel. Therefore, we, along with any other Toyota service center, will always evaluate your brakes for proper functionality. After all, faulty brakes could cause a serious accident. Along with this, good brakes translate to smooth handling and a more enjoyable driving experience overall.
- Check Transmission
The transmission of a vehicle is responsible for shifting gears while ensuring optimal acceleration and braking. Because of this, your transmission will be thoroughly inspected while visiting a Toyota service center near you. If there are any problems, they will bring them to your attention, and you can have them repaired.
- Suspension
Similar to brakes, properly functioning suspension is essential to providing optimal handling while on the road since it helps to support a vehicle. While servicing your vehicle, service experts will look for any wear, tear, or rust on your suspension, fixing any discrepancies.
- Testing For Other Problems
Aside from the maintenance tasks listed above, full service means that your vehicle will receive a full inspection. Consequently, service experts will test for many other things, such as mechanical faults, engine belts, and electronic issues. Mechanics have the ability to scan a vehicle’s computer as well in order to determine whether or not there are any error codes. These error codes could indicate a range of problems with a vehicle as well, making this step very important. If your check engine light is on, for example, a mechanic will plug an OBD scanner into your vehicle, which will tell them the exact error code that your check engine light is indicating.
In conclusion, we at Toyota Direct want your Toyota to last as long as possible, so we recommend periodic servicing. You should also watch for any Toyota service coupons being offered, which can help you exponentially save money on maintenance.
What Dealership Is Easiest To Get Financing?
Car shopping can be a struggle. Not only is it a major financial decision, but you also have to worry about qualifying for auto financing. With this being said, if you have poor credit, you may find it tough to qualify for an auto loan, and you may be struggling to find somewhere with easy financing. Fortunately, bad credit car lots are one of the many options where car financing is made easy. Besides dealerships that offer auto loans for bad credit, there are a few other options for easy auto financing. Thus, to help you understand all of your options, we at Toyota Direct have assembled a list below.
- Normal Car Dealerships
As mentioned above, it might be difficult to qualify for auto loans with bad credit at typical car dealerships. The reason for this difficulty is that normal car dealerships use credit scores to determine loan eligibility. Hence, having little to no credit may make it nearly impossible to qualify for auto loans at most used car dealerships near you.
- Credit Tiers
In determining loan eligibility at normal dealerships, specific credit tiers are used in deciding loan terms and how much money someone qualifies for with an auto loan. Whether you want to buy a new or used car near Columbus, Ohio, or anywhere else, these credit tiers are universal across every dealership that uses credit for loan eligibility. The better your credit, the better the loan terms and interest rates. If you take a look at the list below, you can see every credit tier, the scores that define them, and the loan interest rates associated with each one, according to Experian:
- Superprime (781-850): 3.61%
- Prime (661-780): 5.38%
- Nonprime (601-660): 9.8%
- Subprime (501-600): 15.96%
- Deeper Subprime (300-500): 19.87%
- Bad Credit Car Dealers
If you are in the subprime credit tier or lower, you will likely find it challenging to qualify for auto financing. Fortunately, bad credit car lots cater directly to buyers with bad credit. In order to help bad credit buyers, these dealerships use factors other than credit when determining eligibility for auto loans with bad credit. Typically, all it takes is a few questions from these dealerships to understand your loan eligibility. The most common factors that these dealers will ask about can be seen in the following list:
- Income-to-debt ratio
- Employment status
- Living situation
- Other Lenders
Aside from bad credit car lots, there are many other options for vehicle financing. Some of them even accommodate buyers with bad credit, meaning that there are multiple resources for those trying to qualify for a loan with bad credit. For example, there are countless online vendors that offer auto loans for bad credit. Although, with online lenders, you should always stay weary of scams and predatory lenders, avoiding anything that looks unreliable or too good to be true.
- Watch For Deals On Auto Financing
The final piece of advice for anyone trying to easily qualify for auto financing is to take advantage of any deals or specials being offered. Many dealerships offer special interest rates on loans or trade-in incentives during the holidays or at the end of the year. Therefore, you should always stay on the lookout for deals, especially during significant times of the year. These deals can help to save an exponential amount on auto financing while also affording many people the opportunity to qualify for loans for which they would otherwise be denied. Regarding these deals, you should note that we at Toyota Direct’s bad credit car dealer near Columbus, Ohio set ourselves apart from typical dealers, always offering active deals on our expansive inventory of new and used cars.
Is It Better To Buy A Used Truck Or A New Truck?
Are you in need of a vehicle that can tow something or handle rugged terrain? If this is the case, you should consider finding a truck for sale near Columbus, Ohio, or wherever you may be. Before finding a truck, however, you may be having trouble considering whether you should buy a new or used truck. The fact is that both new and used trucks have unique advantages and disadvantages. With years of experience in selling new and used trucks near Columbus, Ohio, we at Toyota Direct have a great deal of knowledge about what makes each one popular. Thus, we’ve put together a list below that describes the advantages and disadvantages of new and used trucks below.
New:
Whether you’re in search of trucks for sale near Columbus, Ohio, or anywhere else, the shining appearance and modern technology of a new truck are sure to entice you. If you look below, you can see what to consider when thinking about buying a new truck.
Advantages:
- Incredible Reliability And Long Life Guaranteed
One of the most notable benefits of finding a new truck for sale near you is that they provide great reliability. Because they are new, new trucks are ensured to last their average lifespan as long as they are well-maintained.
- Great Warranties And Low Interest Rates On Financing
Other perks associated with new trucks for sale near Columbus, Ohio, or wherever you may be are the incredible warranties and low interest rates for auto financing. The warranties that come standard with new trucks typically provide improved confidence in the reliability of new trucks, guaranteeing repairs for a set amount of time or mileage. Along with this, most dealerships have special interest rates and deals on new trucks during the holidays, helping to somewhat offset the high price of new trucks.
Disadvantages:
- Rapid Loss Of Value
Suppose you decide on a new truck that perfectly suits you at our Toyota dealership near Columbus, Ohio, or any truck dealer near you. Upon buying a new truck, most people are likely invested in how excited they are to drive it or how good it looks. They typically don’t consider the future of their new vehicle or how much it costs after they buy it. With this being said, every new truck immediately begins to lose value as soon as it drives off the lot, rapidly losing value over the years until it plateaus around five years after losing up to 60% of its value. Thus, you should stay conscious of this before making a final decision on a new truck.
- High Initial Fees, Taxes, And Insurance Rates
Compared to used trucks near Columbus, Ohio, or anywhere else, the initial fees, taxes, and insurance rates are much higher for new trucks. This is inherent since the price of new vehicles translates to higher prices for everything else associated with the vehicle.
Used:
Used trucks near Columbus, Ohio, or anywhere else are generally much more popular than new trucks, especially due to their affordability. Below, you can see the advantages and disadvantages of used trucks.
Advantages:
- Slow Rate Of Cost Depreciation And Incredible Affordability
As mentioned above, the affordability of used trucks near you is what makes them significantly popular compared to new trucks. Along with this, they also lose their value at a much slower rate than new trucks since most of the cost depreciation has occurred with used trucks.
- Cheap Initial Fees, Taxes, And Insurance Rates
Perhaps you have your eye on the perfect used Toyota Tacoma. After likely being impressed with the price compared to a new Tacoma, you may be surprised by the additional amount of money a used truck can save you. In fact, compared to new trucks, the initial fees, taxes, and insurance rates for used trucks are very cheap since they cost less in general.
Disadvantages:
- Long Life Not Guaranteed
Unfortunately, a disadvantage that comes with deciding on a used truck is that it is always a gamble. You never truly know how long a used truck will last. Despite this, you can still estimate a used truck’s lifespan with a vehicle history report, and warranties help to ensure a used truck’s life for a set amount of time or mileage.
- Increased Maintenance Requirements
Depending on the condition of your used truck, it may require increased maintenance compared to new trucks. Although, it is easy to find modern trucks that are in good condition. Additionally, maintenance and repairs for used trucks tend to be inexpensive since older components are easier to acquire than new ones.
What Are The Pros Of Buying A Used Car?
As you may know, buying a used car is much more popular than buying a new one. Despite the risk that comes with the unknown past of used vehicles, vehicle history reports and pre-owned certifications help to ease the anxiety of buying used. With this being said, if you are considering making a visit to a used car dealership near you, you may be curious about what makes used vehicles so popular. Having sold used cars near Columbus, Ohio, for years, we at Toyota Direct have developed a significant amount of knowledge about what makes used cars so special. For this reason, we have assembled a list below that details all of the pros that come with buying a used car.
- Affordability
The first and most popular reason to consider a used car near Columbus, Ohio, or anywhere else is affordability. Compared to new vehicles, used vehicles are exponentially cheaper since most of the cost depreciation from being new has worn off. Despite being cheaper, you can also typically find similar technology and safety features to most new vehicles with used vehicles.
- Low Insurance Rates
If you choose to purchase a used car near Columbus, Ohio, or wherever you may be, you will probably be impressed by the insurance rates for used vehicles compared to new ones. Because new vehicles are generally more expensive than used ones, new car insurance rates are typically much higher than used vehicles. Furthermore, this adds to the list of many reasons why you should consider visiting a used car dealership near you over a new car dealer.
- Low Fees
When you finance a car, there will always be fees that come with the loan, adding to the cost. These fees should, of course, be considered within your budget; however, you should note that the fees that come with used vehicles are typically much lower than the fees that come with new ones. Thus, you won’t have to worry as much when discussing an auto loan with a used car dealership near you.
- Warranties
While discussing car loans near Columbus, Ohio, or anywhere else, you will likely discuss warranties. Fortunately, many dealerships will offer warranties for used vehicles that will help to cover specific future repairs for a set time. This can be handy as it can save you money down the line while helping to mitigate some of the risks associated with relying on a previously owned vehicle. For example, if you buy a used truck near Columbus, Ohio, you might get a warranty that lasts for up to 100,000 miles. The truck may have around 75,000 miles on it; therefore, you’ll be covered for a while, depending on how much you’re driving.
- Certified And Inspected
Whether you are shopping with Toyota Direct’s bad credit car dealer near Columbus, Ohio, or anywhere else, you can rest assured that, as long as you’re shopping with a certified used car dealer, every vehicle should be certified pre-owned. Certified pre-owned means that every vehicle has to undergo a rigorous inspection that certifies it as fit to be sold. If there are any discrepancies, they must be solved before making a vehicle certified pre-owned. This certification process is another factor that helps to mitigate the worries you may have about the reliability of used vehicles.
In conclusion, we at Toyota Direct hope that this list helps to further your understanding of the benefits associated with buying a used vehicle. If you have any questions or are interested in test driving some used cars, don’t hesitate to contact us at Toyota Direct or any used car dealer near you.
Do Highlanders Hold Their Value?
Upon buying a vehicle, most people think about how excited they are to drive it off the lot. This excitement is great; however, not many people consider the future when purchasing a vehicle when they really should. After all, you will likely want to sell or trade a vehicle in for another in the future. Thus, you should always consider how well a vehicle holds its value before making a final decision.
Toyota’s SUV models are among some of the best vehicles in terms of cost retention. In fact, a Toyota Highlander for sale has an incredible resale value, with high demand and versatile performance boosting its value over time. With this being said, if you are considering a Toyota Highlander, we at Toyota Direct would like to help you with your decision by providing a list below that describes the value retention of Highlanders and why it’s so great.
- Average Cost Depreciation
Compared to other SUVs in its class and compared to other Toyota SUV models, the Highlander offers some of the best resale values. In fact, after five years, a Highlander retains 46.3% of its value, beating every SUV in its class when it comes to value. This value is also why Kelley Blue Book rated the Highlander at the number one spot among midsize SUVs, which is one of the many reasons you should consider a Toyota Highlander for sale.
Given the high resale value of Highlanders, you may be concerned about whether or not you can afford a Highlander. If affordability is a concern of yours, you should watch for Toyota finance deals, which can help you to save a significant amount on any Toyota vehicle.
- Versatile Performance And Handling
Another reason to look at Toyota Highlanders for sale is the incredible performance and handling that is offered. Under the hood of every Highlander is a set of high-quality parts that provide years of durability and reliability behind the wheel. Equipped with a powerful engine, the Highlander provides a versatile driving experience, making for a smooth ride on and off the road. The standard performance components of the Highlander can be seen listed below:
- 3.5L 295hp V6 Engine
- Eight-Speed Automatic Transmission
- FWD/Available AWD
If you would like to experience this incredible performance first-hand, you can contact us at Toyota Direct’s Columbus Toyota dealer or any Toyota dealer near you.
- Top Safety Pick
Safety is paramount among every Toyota SUV model, and it’s likely one of your priorities, especially if you plan to drive with friends or family. Fortunately, the Highlander has an NHTSA safety rating of five stars, featuring a full suite of safety features with Toyota Safety Sense 2.5+ (TSS 2.5+). The Highlander also earned the highest ratings for crash scores, making it one of the safest SUVs on the market. The list below displays everything that comes with TSS 2.5+:
- Auto High Beams
- Lane Trace Assist
- Dynamic Radar Cruise Control
- Road Sign Assist
- Pre-Collision System
- Lane Departure Alert w/ Steering Assist
- Trim Levels
While browsing new or used Toyota Highlanders for sale, you will probably be impressed by the amount of variety offered by the Highlander. With a large number of trim levels to choose from, there are unique options for everyone. Each trim provides different features and performance upgrades, catering to different needs and wants. If you take a look at the following list, you can see every Highlander trim:
- LE
- LE Plus
- XLE
- SE
- Limited
Overall, the above list indicates many of the reasons for the popularity of Toyota Highlanders for sale near you. This popularity contributes significantly to the resale value of Highlanders, and the fact that they are in high demand helps them to retain their value. You should note, however, that the value of any used vehicle will still depend on several factors, such as its condition or how well it has been maintained.
How To Get Approved For A Car Loan With Bad Credit
If you are searching for a vehicle with bad credit, it may feel impossible at times. As you may know, most dealerships use credit scores to qualify buyers for auto loans. Hence, you may be very discouraged while searching for a vehicle with bad credit. Fortunately, however, bad credit used car loans serve as a great solution for anyone struggling to get approved for financing a vehicle with bad credit.
As a bad credit car dealer with years of experience, we at Toyota Direct have helped countless buyers with bad credit to find the vehicle of their dreams. Thus, if you are struggling with bad credit, we want to help you with your car shopping journey. To do this, we’ve created a list below that indicates the best steps you can take to ensure that you qualify for a car loan with bad credit.
- Craft A Budget
Upon visiting a bad credit car dealer, or any dealership for that matter, you should first understand how much you would like to pay for a vehicle. Otherwise, you could make some serious financial mistakes leading to buyer’s remorse, especially if you are considering a bad credit used car loan. To avoid this buyer’s remorse, you should create a budget that is based on your finances and every financial factor associated with buying a vehicle. If you browse the list below, you can see every car-buying factor to use within your budget:
- Vehicle price
- Registration fee
- Insurance premium
- Initial fees/taxes
- Fuel cost
- Maintenance
- Auto Financing Impacts Credit
Whether you are considering a bad credit used car loan or any other type of loan, loans will always have an impact on your credit. For example, if you finance a car and make payments on time, it will positively impact your credit score. On the other hand, if you miss payments, your credit score will be negatively impacted. With this being said, if you have bad credit, any loan, including an auto loan for bad credit, can help you to get out of a bad credit situation.
- Find A Reliable Bad Credit Dealer
Upon making a budget and getting a grasp of how loans affect credit, you should then begin searching for reliable bad credit car dealers. In locating a reliable bad credit dealer, there are several factors you should consider, which can be seen in the following list:
- Accessible website
- Diverse range of vehicles
- Inventory search and refine tools
- Many forms of communication
- Positive customer reviews
Offering bad credit car loans near Columbus, Ohio, we at Toyota Direct are a fantastic example of what you should look for while searching for a reputable dealership in-person or online.
- Determining Bad Credit Loan Eligibility
Something you may be wondering about bad credit dealers is how they can cater to buyers with bad credit if credit is the most common factor in determining loan eligibility. Luckily, bad credit dealers use factors other than credit scores in deciding who qualifies for auto loans. Because of this, they are able to serve a wider range of auto buyers. If you take a look at the list below, you can see the most common factors used to determine bad credit loan eligibility:
- Income-to-debt ratio
- Employment status
- Living situation
- Look Out For Specials And Deals
The final thing you should watch for when trying to find a vehicle with bad credit is any specials being offered by dealerships. These specials could range from reduced rates on auto loans to trade-in incentives, helping you to save a lot of money while car shopping. Deals typically occur at the end of the year or around holidays, so you should strive to shop at the appropriate time. You should note, however, that we at Toyota Direct always have incredible deals on used car loan rates near Columbus, Ohio, no matter the time of year.
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