Nov 21, 2022

car buying

No one expects to need bad credit car financing. But life can happen very quickly, and you could find yourself looking for a used car with bad credit. At Toyota Direct, finding auto financing with bad credit is no trouble at all. Our Columbus dealership specializes in helping customers with poor credit secure the car loans that they need. While many dealerships will outright refuse to finance a customer with damaged credit, Toyota Direct is honored to work with you. Let’s learn more about obtaining car loans for bad credit from Toyota Direct!

How do I get a car if my credit is bad?

When you need a used car with bad credit, it’s easy to get discouraged. Dealerships might not extend any financing offers, and if they do, they might be for the least appealing vehicles. Why waste your time dealing with lenders who don’t want your business? At our car dealership for bad credit, we believe everyone deserves a second chance. Toyota Direct will help you obtain a bad credit auto loan that suits your financial situation. After all, everyone deserves to drive a safe car – even if your credit isn’t perfect.

  • Placing a larger down payment reduces the amount of bad credit car financing you will need.
  • If you can find someone with strong credit to cosign on your auto loan, you could qualify for more favorable rates.
  • Taking some time to improve your credit is always helpful, but sometimes this isn’t an option. So what do you do if you have bad credit, no cosigner, and you can’t lay down a huge down payment?

What are my chances of getting a car loan with bad credit?

At Toyota Direct, you can get into a high-quality used car with bad credit. Our financial services team is proud to offer bad credit car financing to local drivers. When you apply for auto financing with bad credit at Toyota Direct, you won’t need to worry about getting shot down. We’re familiar with the challenges of sourcing car loans for bad credit, and our team is confident that we can help. When you’re ready to get the ball rolling on your next bad credit auto loan, stop by Toyota Direct today to apply. Customers can also complete the pre-qualification application right from the Toyota Direct website.

Do car payments build credit?

Making on-time payments on your car loan is a surefire way to boost your credit score over time. With a few months of timely payments made towards your bad credit car financing, you’ll be pleased to watch your score improve. Whether you’re starting from a position of no credit or poor credit, Toyota Direct wants to help you on the path to better financial health.

How big of a loan can I get with no credit?

To learn more about buying a used car with bad credit, please contact the financial team at Toyota Direct. Our car dealership for bad credit will be happy to help you learn how much financing you can qualify for at Toyota Direct. Stop by our dealership today to take the first step towards your next used car!