Nov 2, 2022

car buying

If you have bad credit or no credit, car dealerships can be very intimidating. That’s why Toyota Direct offers in-house financing and car finance specials for every driver. Our bad credit car dealer in Columbus, Ohio understands that life is complicated. When you have poor credit, or no credit history at all, financing a car can seem impossible. Toyota Direct is happy to work with customers of all credit backgrounds to help you get the most favorable car loan rates in Columbus, Ohio. Let’s learn more about financing a car with bad credit or no credit!

What companies will give you a car loan with bad credit?

Having a bad credit score can make the simplest things more complicated. When you need to secure a car loan, bad credit can cause many dealerships to reject your application. Or, if the dealership offers you a loan, your options will be limited to the least desirable used cars as a bad credit buyer. You might even experience unfriendly attitudes from the sales and financing staff members.

At Toyota Direct, we treat every customer like our most important client. There’s no reason to be discouraged by having bad credit or no credit at our car dealership. Our helpful and personable team will work with you to find out which car finance specials you can obtain. With many flexible financing options available, Toyota Direct wants to get you into the car of your dreams today!

How do I get a car if my credit is bad?

You can apply online for loan pre-approval directly from the Toyota Direct website. Our bad credit, no credit car dealership makes it simple for customers to apply for financing online. The Toyota Direct financial services team will review your application and reach out to you with more information.

While Toyota Direct is always eager to work with all customers, there are some steps you can take to strengthen your application.

  • If you can find a cosigner with good credit, you could qualify for more favorable car finance specials.
  • Placing a larger down payment can yield a better used car loan rate in Columbus, Ohio.
  • It’s usually easier to finance a used car with bad credit, and the less expensive, the better!
  • If you have the time to improve your credit score, it’s worthwhile to do so before you apply for financing.

What is the lowest credit score to buy a car?

Worried that you won’t be able to obtain a car loan with bad credit? Don’t fret! Toyota Direct has ample experience serving subprime loan candidates. If your credit score falls into the subprime category, there’s only one bad credit car dealer in Columbus, Ohio you’ll need. Toyota Direct is honored to help you secure the car finance special you need to drive a safe, reliable vehicle.

How much car will I get approved for?

Eager to explore the financing options for bad credit and no credit at our car dealership? To find out how much car you can qualify for, apply for loan pre-qualification on our website. You can also stop by our Columbus dealership to apply for bad credit financing in person. Toyota Direct can’t wait to roll out the red carpet for you!